June 3, 2020

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What You Need To Know About FHA Home Loans For 2015

109If you are interested in an FHA loan in 2015, there are some basics you should know to help you get organized in the new year. Let’s take a look at some of them:

For those looking to buy a home with a “new purchase” FHA single-family home loan, it’s a good idea to get familiar with FHA loan guaranty limits for your area. This information is found on the FHA/HUD official site at http://portal.hud.gov/hudportal/documents/huddoc?id=14-25ml.pdf.

That link is a downloadable .PDF titled “Federal Housing Administration’s (FHA) Maximum Loan Limits Effective for Case Numbers Assigned on or after January 1, 2015 through December 31, 2015”.

For borrowers interested in FHA refinance loans, you can learn about your cash-out or streamline refinance loan options at the FHA/HUD official site, which features pages for both streamline and cash out loans.

For FHA Streamline Refinancing: http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/buying/streamli

FHA rules for maximum loan amounts on Cash-Out/No Cash Out refinance loans: http://portal.hud.gov/hudportal/documents/huddoc?id=4155-1_3_secB.pdf

Those interested in FHA Home Equity Conversion Mortgages (HECM) should know that the FHA HECM program has changed a great deal in 2014. Learn about the current state of the FHA HECM program and how it works:


There is much more to learn about FHA single-family loans in general. If you need more information, check out the FHA Single Family page:


Got questions about FHA home loans or refinance loans? Ask us in the comments section. All comments are held for moderation.


Joe Wallace - Staff Writer

By Joe Wallace

December 31, 2014

Joe Wallace has been specializing in military and personal finance topics since 1995. His work has appeared on Air Force Television News, The Pentagon Channel, ABC and a variety of print and online publications. He is a 13-year Air Force veteran and a member of the Air Force Public Affairs Alumni Association. He was Managing editor for www.valoans.com for (8) years and is currently the Associate Editor for FHANewsblog.com.

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About FHANewsBlog.com
FHANewsBlog.com was launched in 2010 by seasoned mortgage professionals wanting to educate homebuyers about the guidelines for FHA insured mortgage loans. Popular FHA topics include credit requirements, FHA loan limits, mortgage insurance premiums, closing costs and many more. The authors have written thousands of blogs specific to FHA mortgages and the site has substantially increased readership over the years and has become known for its “FHA News and Views”.

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