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Articles Published in: February 2026

FHA Reverse Mortgage

When Does an FHA Reverse Mortgage Become Due and Payable?

When you take out an FHA reverse mortgage or HECM, no payments are due until you sell the home. Did you know there are other situations that could make your loan come due? Here are four situations to be aware of that cause your FHA reverse mortgage to come due even if you haven't sold your home.