Timely news, information and advice concentrating on FHA, VA and USDA residential mortgage lending.

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November 28, 2022

FHA Loan Approval Rules For First-Time Home Buyers

FHA home loans are often misunderstood. Some think they are need-based loans like some offered via the USDA program, while others believe FHA mortgages can only be approved for first-time home buyers. Typically, we write that FHA mortgages do not actually offer extra perks for first-time buyers, but there is a new exception to that notion you should know about. What kind of exception? In 2022, HUD made a policy change and issued a mortgagee | more...

FHA Requirements

FHA Refinance

FHA Loan Types

Planning To Buy A Home? Credit Resources You Need

October 7, 2022


There are many types of different FHA loan products. You can apply for new purchase home loans, refinance loans, and even Home Equity Conversion Mortgage | more...

FHA Mortgage Loan

September 2, 2022

Conventional Loans Versus FHA Mortgages

What’s the major difference between FHA mortgage loans and conventional loans? Actually, there are several, but the first and most basic difference is that an | more...

Special FHA Programs


April 19, 2022

FHA Adds 40-Year Mortgage Relief Option

The Federal Housing Administration has announced a 40-year mortgage modification option for borrowers who are struggling to save their homes due to COVID-19. The announcement | more...