December 2, 2021

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FHA Vs. VA Loans: What Vets Should Know

The VA home loan program is an important military benefit–qualified veterans who have served a minimum time on active duty may apply for a government backed loan for affordable housing.

These loans are also available to qualified members of the National Guard and the Reserves. There is a zero-downpayment option which makes the loan more attractive, and the VA has strict rules concerning reasonable interest rates and terms.

With all of these benefits and advantages, why would a veteran consider using an FHA home loan? After all, both VA loans and FHA mortgages offer similar things

Joe Wallace - Staff Writer

By Joe Wallace

September 8, 2011

Joe Wallace has been specializing in military and personal finance topics since 1995. His work has appeared on Air Force Television News, The Pentagon Channel, ABC and a variety of print and online publications. He is a 13-year Air Force veteran and a member of the Air Force Public Affairs Alumni Association. He was Managing editor for for (8) years and is currently the Associate Editor for

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About was launched in 2010 by seasoned mortgage professionals wanting to educate homebuyers about the guidelines for FHA insured mortgage loans. Popular FHA topics include credit requirements, FHA loan limits, mortgage insurance premiums, closing costs and many more. The authors have written thousands of blogs specific to FHA mortgages and the site has substantially increased readership over the years and has become known for its “FHA News and Views”.

5850 San Felipe Suite #500, Houston, TX 77057 281-398-6111. is privately funded and is not a government agency.

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